15 best new bank account promotions and bonuses for July 2026: Earn up to $3,000
If these qualifications are met, your bonus will be paid to your account within 120 days from leprezone casino account opening. However, in order to earn the bonus, you usually have to meet a few requirements. BONUS EARNED will be paid within 120 days from account opening One bonus per customer and only one bonus paid per account. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout. If you’ve followed the eligibility requirements, your cash bonus will be paid into your Spending Account within 30 days after you reach the second consecutive monthly $1,000 QDD minimum.
Available nationwide, Chase Bank is offering up to a $3,000 bonus when you open or upgrade to a new Chase Private Client Checking℠ account. Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities. Available nationwide, Barclays is offering a $200 bonus to new customers that open a new Tiered Saving account and deposit $25,000. Keep in mind that some of these accounts are available nationwide, while others might only be offered in the states in which the bank operates physical branches. Most bank bonuses have a few qualifying requirements.
Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
The Citi® Double Cash Card – 18 month BT offer offer requires you to make purchases using the account’s card in order to earn the $200 + 2% Cash Back. The The Platinum Card® from American Express offer requires you to make purchases using the account’s card in order to earn the 175,000 bonus points. The Fifth Third Preferred Cash/Back Card offer requires you to make purchases using the account’s card in order to earn the 2% Cash Back. The IHG One Rewards Traveler Credit Card offer requires you to make purchases using the account’s card in order to earn the 80,000 bonus points. The Capital One Quicksilver Cash Rewards Credit Card offer requires you to make purchases using the account’s card in order to earn the $200 bonus. In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers.
Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts.
- The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $750 bonus.
- You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.
- There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts.
- The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus.
- However, in order to earn the bonus, you usually have to meet a few requirements.
Set up direct deposit
Add a direct deposit to your checking account and enjoy getting paid up to two days earlier with Priority Pay3. Interest is paid on your entire balance with a premium rate paid on your first $1,000.2 The revenue these partnerships generate gives us the opportunity to pay our great team of writers for their work, as well as continue to improve the website and its content. This means that, at no additional cost to you, we may get paid when you click on a link.
Best Bank Bonuses Without Direct Deposit Requirements – July 2026
Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000.
Citibank Checking Accounts: $325 bonus
The Business Checking signup offer requires you to optionally, deposit and maintain a minimum balance and make purchases using the account’s card in order to earn the $750 bonus. The Business Checking signup offer requires you to deposit and maintain a minimum balance and make purchases using the account’s card in order to earn the $1500 bonus. The Perks Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Huntington is offering a welcome bonus to those opening new personal checking accounts. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus.
- Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.
- You’re not eligible if you had a business checking account in the last 12 months.
- Rewards are paid after each Eligibility Period ends, provided all requirements for that Eligibility Period were met.
- The Self-Directed Investing signup offer requires you to deposit and maintain a minimum balance in order to earn the $1000 bonus.
- Get paid sooner Access your money up to 2 days sooner than payday with early paycheck.
- Add a direct deposit to your checking account and enjoy getting paid up to two days earlier with Priority Pay3.
- The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.
New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses One bank might deposit the funds in your new checking account, while another might send you a prepaid debit card or credit card with the amount loaded onto it.
Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. Available to residents within their footprint, First Commonwealth Bank is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. Available to Arizona residents, OneAZ is offering a $350 welcome bonus when you open a new personal checking account and use your debit card. If you live in one of their geographic areas, this is an easy bonus for opening a business checking account that has no monthly fees. CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.
You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy. Most bank bonuses are relatively simple, but it’s important to follow the instructions to the letter. We monitor bonus expiration dates every weekday and make changes to our content as needed. If you have or had a Huntington Bank business checking account open in the six months, you’re not eligible for the bonus. You’re not eligible if you had a business checking account in the last 12 months. If you already have a current Wells Fargo personal checking account, or if you had one in the last 12 months, you are not eligible for this bonus.
